Fertility Financing Options

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Understanding Your Financial Options

At Indiana Fertility Institute, we recognize that the cost of fertility treatment is a factor in the decision-making process. Our financial counselors are here to guide you through your options, including connections with trusted lenders, to make fertility treatment more accessible and to help ease financial stress.

How we can help  |  Available financing & loan programs  |  Financing FAQs

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Financing IVF and Fertility Treatments: How We Help

Indiana Fertility Institute provides advanced fertility services, including IUI, IVF, and more. Prices vary based on individual treatment plans, but our financial counselors are available to give you a detailed breakdown of costs and help you select a fertility financing program if necessary.

We have supported patients across Indiana at every stage of their fertility care, including financial considerations. To learn more, please book an appointment at our location in Carmel.

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Fertility Financing & Loan Programs

We believe that financial concerns shouldn't prevent you from pursuing your dreams of parenthood. That's why we've partnered with reputable third-party lenders and financial institutions to help you navigate the process.

Our financial team is here to review your financing options, including single-treatment cycles, multi-cycle packages, and medication costs. We're also available to answer your questions and help you make informed decisions about fertility financing as you start your journey.

BUNDL

Indiana Fertility Institute proudly partners with BUNDL, a unique program that allows patients to package multiple treatment cycles together into one up-front cost. BUNDL is flexible, giving patients multiple packages to choose from, as well as custom add-ons. BUNDL understands that fertility treatment comes at a significant financial and emotional cost. Their industry-first risk protection plans offer full or partial refunds for unsuccessful treatments (subject to eligibility requirements and additional terms and conditions), so you can minimize your financial burden and focus on building your family.

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CapexMD

Through our partnership with CapexMD, Indiana Fertility Institute offers customized loan programs featuring a variety of loan types and highly competitive rates to help make your financing experience easier.

CapexMD’s loan programs cover all fertility treatment options — including fertility medications and genetic testing if necessary — so you can be sure that none of your expenses are left uncovered. Once approved, our financial counselors will work closely with their Fertility Loan Specialists to secure your funds and start treatment right away.

Some of CapexMD’s many advantages include:

  • Specialist in Fertility Financing

  • Highly Competitive Rates

  • Pre-Approval within 24 Hours

  • Highest Confidentiality

  • No Prepayment Penalties

  • Personal Attention

  • Easy and Secure Online Application

  • Flexible Terms

  • No Annual Fees

  • Retain Your Existing Credit Sources

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PatientFi

PatientFi provides stress-free fertility financing solutions for aspiring parents. Each plan is tailored to the individual, with terms that meet their unique needs. All treatments are covered under one easy plan, allowing patients to make steady, affordable monthly payments. Key highlights include:

  • Funding up to $50,000

  • Zero-interest plans available* (*If paid in full during the promotional period.)

  • APRs as low as 6.99%

  • Extended terms out to 84 months

  • No hard credit checks, ever

  • No extra or hidden fees

Visit PatientFi’s website to learn more.

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Future Family

Future Family aims to help everyone build the family of their dreams by removing the barriers to accessing fertility treatment. They offer loans of up to $50,000 and disburse funds in just a few days. Prequalifying is easy, risk-free, and won't impact your credit score.

You can find out what you're pre-approved for through The Prelude Network’s personalized payment choice tool.

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LendingClub Patient Solutions

We offer flexible payment plans through Lending Club Patient Solutions. With Lending Club, patients can finance their treatment and related medications through flexible plans with low fixed rates and monthly payments, no upfront payments, and no prepayment penalties.

Visit LendingClub and complete a short application to determine your fixed rates and monthly payments for Extended Plans. Rest assured that this process will not impact your credit score.

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Fertility Financing & Loans FAQs

  • IVF loan options vary widely, and the right fit depends on factors like your treatment plan, credit history, and financial goals. We’ll take the time to understand your situation and connect you with lenders that align with your needs.

  • After submitting an application, lenders will evaluate your credit and treatment details to determine your eligibility. If approved, the loan is typically sent straight to the clinic, and you’ll repay it through monthly installments based on your selected terms.

  • In many cases, yes. Fertility financing can also be used for related services such as IUI, fertility preservation, medications, and genetic testing. Our team can help clarify which costs are covered under each loan option.

  • Yes — several lenders offer plans for a range of credit situations. While rates and terms may differ, we’re here to help you understand your options and find a plan that works for your circumstances.

  • Once your treatment plan is in place, it’s a smart time to apply. This ensures you're requesting the appropriate amount and can move forward with care as soon as you're ready.

Learn More About Fertility Financing with Indiana Fertility Institute

It can be challenging to navigate fertility financing, but you don't have to do it alone. The experienced team at Indiana Fertility Institute is here to answer your questions and help you start your family-building journey as soon as possible.

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